MyFedLoan Login – Official FedLoan Servicing Website 2024

MyFedLoan Services is a student loan company and part of the U.S. Department of Education’s federal student aid program. It is chartered by the Department of Education to manage its FedLoan servicing accounts and college loans. It also maintains control over all loan matters along with customer service staff such as payment processing, invoice delivery, solving problems, etc.


MyFedLoan is among the largest companies that service student loans and handles all public service loan forgiveness applications.

What is Myfedloan?

MyFedLoan is a loan servicing organization that is part of the U.S. Department of Education’s Federal Student Aid program that helps students manage their college loans. The organization provides debt consolidation and repayment services, as well as debt counseling and other resources. MyFedLoan’s customer service team is available to you 24/7.

MyFedLoan offers loan repayment services as well as loan consolidation services, which can help you combine multiple student loans into one loan. This makes the loan easier for students to manage and can lower the interest rate. MyFedLoan counseling services also make it easier for you to understand the loan options.

In the MyFedLoan login account, the two most common forms of federal student loans are: Direct Loans and Federal Loans for Family Education. These loans are both income-related and eligible for multiple payment plans:

MyFedLoan – Login to FedLoan Servicing Account 

Here we have shared the quick and easy steps below so that you can easily log in to MyFedLoan and directly access the FedLoan Servicing portal.

myfedloan login

  1. First, go to the official website at
  2. Now, you can see the “Account Access” section on the right-hand side, click on “Sign In Now
  3. Please, enter your username and password in the given box.
  4. Finally, click on “Sign In”.

The above login process was the easiest way to get access to the MyFedLoan Login account.

Fedloan Servicing login process

Fedloan Servicing login

To become a member of FedLoan login servicing and access all the features and services available on the account, you need to log in to your account. To log in, you first have to complete the registration process. After this, you will have to enter your username and password to log in and access the account. Once the login process is complete, you can view your loan information, update your personal information, and make payments.

If you have forgotten your username or password, click “Forgot username or password?” You can reset it again by clicking on it. After clicking, you will be asked to enter your email address, and FedLoan Servicing will send you a link to reset your username or password.

MyFedLoan Payment Options:

When you log in to your FedLoan Servicing account, you can see what kind of federal student loan you have, how much you have to pay, the interest rate, and other information.

  • Updated plan for “pay as you earn
  • Plan that lets you pay as you make an income
  • New borrowers’ plans for paying back their loans
  • Revenue-based repayment plan
  • Income contingent repayment

Each of Myfedloan’s plans aims to match your monthly payment to your income and the size of your family without affecting your credit score. These plans provide an affordable repayment option during the loan tenure.

Along with these IDR plans, FedLoan Servicing also includes a standard repayment plan, a graduated repayment plan, and an income-sensitive repayment plan.

MyFedLoan Benefits

Suppose you also work for an eligible nonprofit organization or are a full-time volunteer with AmeriCorps or the Peace Corps. In that case, you are eligible for Direct Loan forgiveness after making 120 qualifying payments on a qualified payment plan.


  • FedLoan Servicing provides the opportunity to qualify for loan forgiveness.
  • Avail Teacher Loan Forgiveness Benefits.
  • The public service loan forgiveness option.
  • Get control of the discharging or cancellation of your loan.
  • Get your free credit score.
  • If you want to make payments online, you have to give someone permission to deal with your account on your behalf.
  • The customer service team is available 24/7 to answer any questions.

Reimbursement Strategy of My Fed Loan

You can easily keep track of student loans and plan reimbursement activities with the reimbursement system. You need to know how to pay before you can use the FedLoan payment method.

If you want to make things easier, try a few suggestions: advance payment, consolidation, extra funding, and making interest payments right away. As we’ve already talked about, you can use MyFedLoan to pay off your student loans.

How to get a student loan help with MyFedLoan?

For any assistance in tracking or paying your student loans, contact your service provider immediately to see what options are available. Here are some popular payment methods:

  • Standard payment plans offer a fixed monthly payment amount during the loan term
  • Gradual repayment plans start slow initially but gradually increase every year
  • Income-based payment plans are determined by your loan and your annual income.
  • Most of these plans are eligible for student loan forgiveness after 20 to 25 years.
  • Despite all these features, FedLoan also offers a moratorium and forbearance for eligible borrowers if the user is facing a temporary problem and is not able to repay the loan.

Get professional help with MyFedLoan

Many professional ways are available to help you with your student loans if you are having trouble with FedLoan.

Contact your loan first (FedLoan), no matter how annoying it is. Yes, they can be annoying, but the government pays them to assist you.

You can do multiple things with

For example, you can secure your loans and set up payment plans based on your income.

Additionally, you may hire a third-party firm to assist. Be certain of the outcome that will result from carrying out this action.

Get Financial Assistance from FedLoan Servicing 

If you’re having trouble getting started or getting ahead, you can hire a CFA to guide you through your student loans. FedLoan Servicing’s student loan planner helps you create a solid monetary plan.

Student debt reduction and refinancing through FedLoan should only be thought about if they are practical for the student. You could try some other methods, but Credible is the best place to start. Good for the trustworthiness of student loans.

Once you’ve finished a single form, you will see several offers from different lenders on a single screen. It’s possible that Credible will only work with trustworthy private lenders, which is easier to do business with than FedLoan.

Official NameMyFedLoan
CountryUnited States
Accessible ByStudents
Mobile AppAvailable
Official Website

Is FedLoan Replaced By Any Other Company?

Yes, FedLoan Servicing stopped handling federal student loan accounts and all borrowers have been transferred from PHEAA (FedLoan Servicing) to either MOHELA, Edfinancial, Aidvantage, or Nelnet.

Customer Support

If you have any questions or facing issues with your MyFedLoan account, contact their customer service team. Occasionally, you have to pay more than the minimum amount due on their loans. Borrowers have allegedly been charged more interest, given the label of “poor standing” with their loan, and seen their credit scores drop as a result. The MyFedLoan customer service team is available 24/7.

Myfedloan Phone Number for queries

For general inquiries, you can contact MyFedLoan:

P.O. Box 69184

Harrisburg, PA 17106-9184


In case of any credit disputes, you can contact:

FedLoan Servicing Credit

P.O. Box 60610

Harrisburg, PA 17106-0610


Their hours are Monday through Friday from 8 AM to 9 PM EST.


This was all about the Myfefloan, I have covered all the important details regarding it. You can access all account information such as billing, security, loans, payments, etc. If you still have any confusion about accessing your FedLoan account, I would suggest reading the Frequently Asked Questions page before calling FedLoan customer support.